Last Updated: November 10, 2025
By accessing and using the Australian Investment Property Calculator ("the Calculator"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Calculator.
The Calculator is a free educational tool created for learning purposes only. It demonstrates calculation methodologies for Australian investment property analysis. The creator is NOT a qualified financial advisor, broker, tax agent, or licensed professional.
This tool is provided purely for educational and informational purposes to help users understand property investment concepts. It is NOT intended for making actual investment decisions.
CRITICAL DISCLAIMER: This Calculator is an educational demonstration only. The creator is NOT a licensed financial advisor, tax agent, accountant, or broker. This Calculator does NOT constitute and must NOT be used as:
You MUST consult with licensed and qualified professionals including registered tax agents, chartered accountants, licensed financial advisors, and qualified legal practitioners before making ANY financial or investment decisions.
This is a learning tool only - it should never be your sole or primary source of information for actual investment decisions.
This Calculator uses formulas and data based on publicly available information from official sources including the Australian Taxation Office (ATO) and other published government data. However, the creator makes no warranties or guarantees regarding:
While calculations are based on publicly available official data and standard formulas, every individual's tax and financial situation is unique and complex. Tax laws and regulations are subject to change and interpretation. You must consult with licensed tax and financial professionals who can assess your specific circumstances before making any financial decisions.
By using this educational Calculator, you understand and agree that:
To the maximum extent permitted by law, the creator Rowel Uchi shall have absolutely NO liability for:
You use this educational tool entirely at your own risk with full understanding that it is not professional advice and the creator is not a licensed professional.
The Calculator, including all content, features, functionality, source code, and design, is owned by Rowel Uchi and is protected by copyright and other intellectual property laws. The Calculator is licensed for personal use only.
Unauthorized use is strictly prohibited, including:
For commercial licensing inquiries, contact: roweluchi30@gmail.com
The Calculator attempts to demonstrate concepts related to Australian Taxation Office (ATO) rules for educational purposes only. However:
Always consult with a registered tax agent or chartered accountant for actual tax advice and lodgement. Never rely on this educational tool for tax decisions or lodgements.
The Calculator operates entirely in your browser. We do not collect, store, or transmit your personal information or calculation data to any servers. However:
For more information, see our Privacy Policy.
The Calculator is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:
As an educational project, the creator reserves the right to:
This is a personal educational project with no guarantees of availability, maintenance, or support.
You agree to indemnify and hold harmless Rowel Uchi from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
You acknowledge this is an educational tool only and accept full responsibility for seeking professional advice for actual decisions.
These Terms of Service shall be governed by and construed in accordance with the laws of Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Australia.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms of Service or the educational Calculator:
Email: roweluchi30@gmail.com
Project: Australian Investment Property Calculator (Educational Tool)
Creator: Rowel Uchi (Not a licensed financial, tax, or legal professional)
By using this educational Calculator, you explicitly acknowledge and confirm that:
⚠️ EDUCATIONAL TOOL ONLY: This Calculator is a free educational demonstration created by someone who is NOT a licensed financial advisor, tax agent, accountant, or broker. It is for learning about property investment concepts only - NOT for making actual investment decisions. Property investment involves significant financial risk. You MUST seek professional advice from qualified, licensed professionals (registered tax agents, chartered accountants, licensed financial planners, qualified legal practitioners) before making ANY financial or investment decisions. Never rely on this educational tool for real decisions.